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Lafayette Online NewsLoans available to Indiana small businesses boosted by Recovery ActWith the help of our resource partners: SCORE, the Indiana Small Business Development Center Network, and the Women’s Business Centers; the SBA Indiana District Office can assist Indiana entrepreneurs with their business planning, SBA Announces Dip in 504 Loan Rates
Chief Justice holds court with ChamberIn other action, the Chamber announced the recipients of the Large and Small Business of the Year awards. The Large Business of the Year award was given to Sommer Metalcraft. "We were surprised we were considered," Debbie Keller said.
dBusinessNews Indianapolis (press release), IN - Apr 09, 2009
Indiana Small Business Development Center Network to Partner with “Together we can make a positive impact on Indiana’s economy.” The Indiana Small Business Development Center Network is an Indiana Economic Development Corporation program funded in part through a Cooperative Agreement with the US Small Business Indiana business awards deadline extended Companies to Watch Deadline Extended Rainmakers forms alliance
Thousands to hold tax protest at Indiana StatehouseThe organizers, who are small business owners, say the federal government has strayed from the original constitution. "We're going to saddle our children with all this debt, and certainly our government is changing call it socialism, fascism,
Business peopleShe was nominated by Scot Goskowicz of the Northeast Indiana Small Business Development Center. Also nominated for the 2009 Small Business Journalist award by the center was Doug LeDuc, former business writer for The News-Sentinel, who is a reporter
Loans available to Indiana small businesses boosted by Recovery Act - Lafayette Online News
15.04.09
The Recovery Act provides SBA with $730 million in total funding. This includes $375 million to cover the costs of temporarily eliminating loan fees for borrowers and raising guaranty limits on some loans; providing extra funding for SBA-backed Microlenders; and targeting $255 million for a new loan program that is being developed to help viable small businesses with immediate economic hardship make payments on existing loans.
For SBA lenders, the Recovery Act supports guarantees of up to 90 percent on most types of SBA 7(a) loans to qualified small businesses. SBA 7(a) loans can be used for a wide variety of business purposes. With a 90 percent guaranty on a $100,000 loan, for example, the financial institution will be at risk for only $10,000. This level of risk-sharing will be a substantial incentive for a financial institution to make capital available for small businesses.
Prior to our economic downturn, many of the loans guaranteed by SBA were pooled and sold to investors on the secondary market. This mechanism placed more capital into the marketplace for additional lending. In the past several months; however, this secondary market has stalled. To further assist SBA lenders, particularly smaller community banks and credit unions, the Treasury Department will commit up to $15 billion in TARP funds to help unfreeze the market. The Treasury will use the TARP funds to purchase existing and new SBA-backed loans made by our lenders. This is viewed as a major step toward increasing the opportunity for SBA-backed lending to our small businesses.
I would like to start a Small business in Fishers,Indiana..?
Oct 28, 2008 by Autie B | Posted in Small Business
I would like to start a small business for cakes. Were would i start?
I'm only 15. So right at the moment I'm learning everything i need to know about small business.
i will be start off im my home.
Cakes.. a bakery.
You should have customers already. Go to your county get a business license and they will tell you what other licenses you must have for food/kitchen. Advertise, cook and sell.
cyndee | Oct 28, 2008
How do I find small business grants for the state of Indiana?
Dec 29, 2005 by bartender901 | Posted in Small Business
It is hard to find grants to start a business. Unlike the myths that some perpetuate, federal government and even private foundations hardly give grant money for a for-profit business.
Nonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.
Even if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently. But still the info is the same - hardly any grants for starting a for profit business.
Even SBA does NOT give out grants. From the SBA website http://www.sba.gov/expanding/grants.html
"The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments."
Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program
Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
For private grants, you may want to check the Foundation Center's Foundation Grants for Individuals Online. It's a subscription based website ($9.95 per month) but their opening blurb only says that the database is ideal for "students, artists, academic researchers, libraries and financial aid offices." Entrepreneurs are apparently not one of them, so I take it they also don't have listings of private foundations who give grants to would-be entrepreneurs.
imisidro | Mar 06, 2006
Can a small business owner have their wages garnished in the state of Indiana?
Jan 30, 2008 by Cadmom36 | Posted in Law & Ethics
Yes they can for certain items. CS is pretty much universal.
ISBDC
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Lafayette Online NewsLoans available to Indiana small businesses boosted by Recovery ActWith the help of our resource partners: SCORE, the Indiana Small Business Development Center Network, and the Women’s Business Centers; the SBA Indiana District Office can assist Indiana entrepreneurs with their business planning, SBA Announces Dip in 504 Loan Rates
